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Letter: ‘Obamacare’ Lost Me My Insurance

By at April 6, 2012 | 12:00 am | Print

Regarding last week’s letter “Many Benefits To Obamacare,” I have to disagree. Before it passed, I had full coverage insurance and was paying about $100/month for it. Then Obamacare passed, and it immediately went to $200/month. It was that way for a while and then went to $500/month. A few months later, they dropped me completely.

When I tried to enroll under a new plan, they denied me based on their claim that I had diabetes. However, my doctor said that I don’t have diabetes. He wrote them a letter explaining this and even sent my lab results proving it. They wrote back claiming that I still had diabetes (despite overwhelming evidence to the contrary) and also claimed that after reviewing the lab results, that because one of my cholesterol numbers was barely elevated, that I also had heart disease — something my doctor also denies.

The truth is that the insurance companies were fishing for a reason to dump me because I’m almost 50. The agent suggested a high-risk pool, but the cost of that is beyond ridiculous. The best quote I got from a company that would take me was $500/month with a $10,000 yearly deductible, which is effectively no insurance at all. So in summary, thanks to Obamacare, for the first time in my life, I now have no health insurance at all. I hope it gets repealed soon. It was the wrong direction.

What we need is Medicare for all, that way, everyone is automatically covered with a $10,000 deductible catastrophic policy with no plan premiums. Those who can afford it can purchase Medigap insurance from private companies to insure under the Medicare deductible. But if Obamacare stands, I will simply have to do without health insurance.

Dennis Hawkins, The Acreage

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